Bank Credit Facilitation


Ministry of micro, small and medium enterprises


To meet the credit requirements of MSME units NSIC has entered into a Memorandum of Understanding with various nationalised and private sector banks. Through syndication with these banks, NSIC arranges for credit support (fund or non-fund based limits) from banks without any cost to MSMEs.

Furthermore, MSMEs can upgrade their competence in terms of business and technologies by getting rated through independent, renowned and professional rating agencies empanelled with NSIC. MSEs which get rated under NSIC-Performance and Credit Rating scheme have the liberty to get rated by any one of the rating agencies of their preference. It also invariably increases their creditability in business and helps them in getting timely credit from banks at liberal rates of interest

Sponsored By

Central Government of India


Cost-free credit support to MSMEs from banks to upgrade their competence


Micro, Small and Medium Entrepreneurs.



All documentation pertaining to completion and submission of the credit proposal to banks shall be undertaken by NSIC, thereby saving cost and time to the MSME.

How To Apply

A Udyami Helpline: Dial 1800-180-6763 [Toll Free Number] for queries relating to this Schemes.

Visit to :

Please visit NSIC website to download the loan application forms for Bank Credit Facilitation.




Micro, small and Medium enterprises

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