Scheme for Credit Guarantee for Micro and Small Enterprises free loans


Ministry of micro, small and medium enterprises


Ministry of Micro, Small and Medium Enterprises, GoI and Small Industries Development Bank of India (SIDBI), established a Trust named Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) to implement Credit Guarantee Fund Scheme for Micro and Small Enterprises. The corpus of CGTMSE is being contributed by GoI and SIDBI.

Sponsored By

Central Government of India



Both existing and new enterprises are eligible to be covered under the scheme.



Collateral free loans up to a limit of Rs.50 lakh - for individual MSEs

How To Apply

A Udyami Helpline: Dial 1800-180-6763 [Toll Free Number] for queries relating to this Schemes.

Candidates meeting the eligibility criteria may approach banks/financial institutions, which are eligible under the scheme, or scheduled commercial banks and select Regional Rural Banks.




Micro, small and Medium enterprises

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