Scheme for Micro Credit (MC) for SHGs. loans for ST, self-employment ventures


Ministry Of Tribal Affairs


This scheme is meant to provide small loans to the eligible Scheduled Tribes for undertaking self-employment ventures/activities only through the existing profit making SHGs.

Sponsored By

Central Government of India



Scheduled Tribes and other Traditional Forest Dwellers



  1. NSTFDC provides loans up to Rs.35,000 per member and maximum Rs.5 lakh per SHG. SCAs shall provide eligible amount of margin money/subsidy as per their norms for the target group and remaining amount may be provided as the term loan by NSTFDC.
  2. NSTFDC may provide up to 100% of the funds required as term loan in case the SCAis/are not able to provide margin money/subsidy loan.
  3. NSTFDC to SCAs: NSTFDC shall charge interest from the SCAs @ 3% p.a.
  4. SCAs to SHGs: SCAs shall charge interest at the rate of 6% p.a. from the eligible self-help groups.
  5. SHGs to members: Members of respective SHGs to decide the rate of interest to be charged by the SHGs from its member but not exceeding 15% p.a.

How To Apply

A Udyami Helpline: Dial 1800-180-6763 [Toll Free Number] for queries relating to this Schemes.

Contact to ST communities

Contact to the district offices of State Channelising Agency of NSTFDC




Tribal Affairs

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